Why Heartland Capital?
Powered by Lendio, Heartland uses a marketplace model for lending.
- Lenders compete for the business of the customer
- One-stop shop for financing options
- Diverse lender portfolio and loan options
What makes Heartland different?
- 80+ lenders and 10+ loan products
- Borrower-focused environment
- High-tech and high-touch
- Speedy approval and funding
- Higher approval rating vs. traditional lending
- No commitment or application fees required
Loan types:
- Accounts receivable financing
- Credit card
- Equipment financing
- Commercial mortgage
- Line of credit
- Merchant cash advance
- Short-term loan
- Term loan
- Small Business Administration loan
- Automated Clearing House loan
Minimum requirements:
- Owner has a 550 or better credit score
- Business has been in operation for six months or longer
- Business makes $100K in annual revenue or $8K per month gross monthly revenue
- Owner is able to provide at least three months of consecutive business bank statements